Turn Referrals Into Recurring Revenue
Partner with Lucia Capital Group to offer comprehensive wealth management services while building sustainable income streams.
We deliver results through our comprehensive strategy-first methodology
Strategy-First Investment Approach
Tailored investing and retirement planning
Comprehensive Insurance Solutions
Experience with insurance, long-term care, and income annuities
The Bucket Strategy®
Our proprietary retirement income planning system
Team-Based Service
Single point of contact with periodic reviews to keep clients on track
Professional Investment Management
Access to diverse investment options and strategies
Tax-Efficient Planning
Optimizing for retirement tax efficiency
A Growing Industry with Massive Potential
The wealth management landscape presents unprecedented opportunities for strategic partners:
Industry Growth Projections
According to a report from PwC, global assets under management will rise to $145 trillion in 2025. This is almost double the $84 trillion amount in 2016
62% of Americans say their financial planning needs improvement, yet only a third (35%) seek the help of a financial advisor
The Great Wealth Transfer
Projected wealth transfer through 2045 is expected to total $84 trillion.
At the same time, most of the beneficiaries of this wealth transfer are not currently using a financial advisor
Revenue Model Shift
Clients pay an ongoing fee based on a percentage of their advisory assets with the firm
Fee-based advisory relationships can produce a more profitable and stable business
What is the LCG Ambassador Program?
Generate an ongoing, and consistent stream of revenue
As a member of the LCG Ambassador Program, when you refer clients to us, you will receive an ongoing referral fee for those clients who open and maintain fee-based investment advisory accounts
Expand Your Service Offering
Partnering with Lucia Capital Group helps expand your services, add wealth management, meet client needs, and boost business value and profitability.
Wealth management business
The program is open to most professionals in California, without needing any licenses, although some may be ineligible due to conflicts with their professional association.
Professional Network Access
Part of the LPL Financial Professional Referral Network, our program connects professionals to develop strategic relationships and generate ongoing referrals.
How the Program Works
Onboarding & Registration
Client Referral Process
Ongoing Compensation
Professional Partnership
Investment
Earn Up to 20% of Net Advisory Revenue
Earn Up to 20% of Net Advisory Revenue
Ambassador
Lucia Capital Group
$400 Initial Deposit
Covers start up fees at LPL and along with fingerprint records upon approval of your application
~$1,200 Annual Yearly Expenses
Annual yearly expenses associated with registration and affiliation with LPL
Covered by Ambassador
$400 Initial Deposit
Covers start up fees at LPL and along with fingerprint records upon approval of your application
Covered by Lucia Capital Group
~$1,200 Annual Yearly Expenses
Annual yearly expenses associated with registration and affiliation with LPL
At Lucia Capital Group, our mission is to help families and individuals increase the probability of managing their own goals, gain confidence, and address their life's purpose by providing comprehensive financial advice.
Frequently Asked Questions
Get answers to common questions about joining the LCG Ambassador Program and how our partnership can benefit your business.
The LCG Ambassador Program is a strategic partnership that allows professionals to refer clients to Lucia Capital Group's financial advisors and earn ongoing compensation. You can expand your service offerings without becoming a licensed financial advisor yourself, while generating recurring revenue from successful referrals.
You can earn up to 20% of net advisory revenue on a per-account basis. Compensation is paid monthly and tied directly to the asset value of referred accounts. For example, with 5 clients averaging $500K each, you could earn approximately $5,870 in your first year, growing significantly as you add more referrals.
There's a $400 initial deposit that covers startup fees at LPL Financial and fingerprint records upon approval. Lucia Capital Group covers the ongoing annual expenses of approximately $1,200 associated with registration and LPL affiliation.
No financial licenses are required to join the Ambassador Program. However, you'll need to complete LPL Financial's onboarding process, including background checks and compliance requirements. The program is open to most professionals in California.
Registration approval typically takes up to 30 days after submitting your completed LPL onboarding forms. This includes personal and business information, partnership agreements, and background verification.
As part of LPL Financial's network, you can refer clients to LCG but cannot represent yourself as an investment professional. You'll need to follow specific guidelines about how you communicate about financial services and ensure all client referrals go through proper disclosure processes.
While you'll receive monthly compensation statements showing your referral income, specific client account details remain confidential between the client and their assigned LCG advisor. You'll have transparency into your earnings without access to private client financial information.